Having a Baby

From bump to budget.
Your complete financial guide.

Parental leave, CCB, RESP, childcare, and every benefit you're entitled to — built for Canadian families.

Standard Leave
Duration35 weeks
EI rate55% of earnings
Max weekly$668/week
Best forHigher weekly income, shorter leave
Extended Leave
Duration61 weeks
EI rate33% of earnings
Max weekly$401/week
Best forLonger leave, lower weekly income
EI Parental Benefit Estimator
Gross annual income$75,000
Employer top-up (annual)$0
Many employers top up to 75–93% of salary
Leave weeks (max 35)35 weeks
WEEKLY EI BENEFIT
$668
before tax · 55% of insurable earnings
EI income (total leave)$23,396
Employer top-up$0
Total leave income$23,396
Estimated tax owed$4,796
After-tax take-home$18,600
⚠ EI is taxable income. With $23,396 in leave income, you may owe ~$4,796 at tax time. Consider requesting additional withholding from Service Canada.
Maternity leave (15 weeks) vs parental leave — what's the difference?+
Employer top-ups — what to ask HR+
Self-employed parents — EI access and special rules+